Our purpose.

Accessing affordable credit to secure reliable transportation can be a game changer for most people and their families. With nearly one-third of all customers not having access to prime credit, getting a loan can be challenging and expensive.

GLS was born from the idea that everyone deserves an unbiased opportunity to get a car loan with a decision in a matter of seconds. In just a decade, we have been named a Fastest Growing Company seven times by Inc. magazine and built an inspiring corporate culture and place to work.

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Our vision.

We envision a world where everyone has access to affordable credit – a lifeline to everyday life.

Our mission.

With our customers at the heart of all we do, we innovate through technology and advanced analytics to make transportation more accessible and affordable.

Together, let’s drive life forward.

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Our values.


Real-time decision-making is empowering.

By harnessing the latest in data science, AI, alternative data sources and leading-edge technology, we have built the most advanced decisioning model to accurately predict credit risk.


Automated, Unbiased Decisioning


Credit Applications

More loans at the best rates possible.

Our capital strategy enables us to leverage money from a broad network of banks, insurance companies and investors so we can assist more customers with affordable auto loans at the best rates possible.


Originated loans


Approval rates

We deliver for our customers.

We believe in keeping things simple, honest, transparent and fair, placing our customers at the center of all we do.


Lifetime Customers


Dealers Nationwide

World-class customer service.

Our work doesn’t end with helping a customer find a new car. We have more than 1,000 team members dedicated to providing an excellent customer experience throughout the life of our loans. We understand life can throw curve balls, and we’re here to help our customers successfully navigate their credit journey with us.

Drive life forward